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¿Alguien sabe si todavía se le puede negar la compra de un seguro de atención a largo plazo si es VIH positivo?
Todavía me dicen que no eres elegible si eres VIH positivo.
¿Alguien sabe la respuesta legal sobre esto?
Does anyone know if you can still be denied from purchasing Long Term Care Insurance if you are HIV Positive.
I am still being told that you are ineligible if you are HIV Positive.
Anyone know the legal answer on this?
No but you can’t get a regular LTC policy because of your HIV. No one will under right. You can only get Life Insurance if they don’t ask for health questions but those polices won’t cover much because LTC is very expensive. This is what I have found out from multiple agents…but still looking.
You can buy term life insurance or a guaranteed life insurance plan that's caps off at 40k per policy...premiums are about 100 / month..I have Mutual of Omaha..it covers funeral costs..that's about it unless you buy several term policies from different vendors...All other life insurance plans include the HIV question.
I hope this helps:
https://phimc.org/wp-content/uploads/2018/08/Lo...
Yes I been HAVING United of Omaha life for years...they don't ask about your health care.....(mutual of omaha)😇
Have you looked into Aflac
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